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Buyer Cost Sheet

Walk a buyer through cash-to-close and what their monthly payment really looks like. Print a clean copy for the consultation.

Inputs

Estimates only — confirm with lender / closing attorney.

Purchase Price

Down Payment(%)

Interest Rate(%)

Loan Term (years)

Earnest Money

Home Inspection

Appraisal

Lender / Origination Fees

Title / Attorney Fees

Recording & Transfer

Prepaid Interest (days)

Tax Escrow (months)

Insurance Escrow (months)

Annual Property Tax

Annual Home Insurance

Monthly HOA

Monthly PMI

Seller Concessions (credit)

Summary

Purchase Price

$350,000

Down Payment

- $17,500

Loan Amount

$332,500

Closing Costs & Prepaids

Lender / Origination

$1,500

Title / Attorney

$1,800

Recording & Transfer

$400

Appraisal

$600

Prepaid Interest (15 days)

$922

Tax Escrow (3 mo)

$600

Insurance Escrow (2 mo)

$233

First-Year Insurance Premium

$1,400

Total Closing Costs

$7,456

Earnest Money (credit)

- $2,000

Seller Concessions (credit)

- $0

Estimated Cash to Close

$22,956

Plus $2,500 already paid (earnest + inspection) — total out of pocket $25,456.

Estimated Monthly Payment

Principal & Interest

$2,157

Property Taxes

$200

Home Insurance

$117

Total Monthly

$2,473